| Media Insurance Policies Explained |
Cast Insurance
This insurance covers you for the additional expenses incurred due to and directly from the death or bodily injury occurring, or illness first becoming apparent, of the named person(s) during the period from the commencement of their contract with the Production Company to the end of principal photography. |
Negative/Videotape/Faulty Stock Camera and Processing Insurance
This insurance affords you cover for the additional costs which result solely and directly from physical loss or physical damage to negative or videotape occurring during the period of insurance and before a protection print or duplicate tape has been completed and removed from the premises where the negative or videotape is located. |
Extra Expense Insurance
This insurance will afford you cover for the additional costs which result solely and directly from physical loss or physical damage occurring during the period of insurance to the property or facilities used by you for the insured production. |
Technical Equipment Insurance
This insurance covers you for physical loss or physical damage to technical equipment occurring during the period of insurance which is either owned or in the Production Company’s care, custody or control and is being used for the insured production. Technical equipment includes, but is not limited to, cameras, camera equipment, sound and lighting equipment, portable electrical equipment, mechanical effects equipment and grip equipment. |
Props, Sets and Wardrobe Insurance
This insurance covers you for physical loss or physical damage to scenery, costumes and theatrical property occurring during the period of insurance which is either owned or in the Production Company’s care, custody or control and are being used for the insured production. |
Production Office Contents Insurance
This will covers you for physical loss or physical damage occurring during the period of insurance to the contents while within the production office, on location or in-transit to or from a location. |
Money Insurance
This will insure you against physical loss or physical damage occurring during the period of insurance to money designated for use on the insured production. |
Third Party Property Damage Insurance
Indemnifies the Production Company up to the limit insured for any amount which it may become legally liable to pay for physical damage to or loss of use of property of others caused by an accident occurring during the period of insurance while it is in the Production Company’s care, custody or control or being filmed or to be filmed in the insured production. The cover includes defence costs. |
Employers Liability Insurance
This insurance indemnifies the Production Company up to the limit insured against any claim for damages which the Production Company may become legally liable to pay for accidents occurring during the period of insurance which cause bodily injury or disease to any person employed by it in connection with the insured production and arising out of their employment on the insured production. The cover includes defence costs. |
Public Liability Insurance
This cover indemnifies the Production Company up to the amount insured against any claim for damages for which it may become legally liable to pay for accidents occurring during the period of insurance which cause bodily injury or disease or loss of or damage to property in connection with the insured production. The cover includes defence costs. |
Contingent Personal Accident Insurance
This insurance provides cover up to the limit insured where the insured person suffers bodily injury while actually working on the insured production which results in the insured person's accidental death or permanent incapacity. This insurance only operates in the U.K. |
Film Union Insurance
This provides travel cover up to the limits arranged for each named person on each trip. The cover starts at the time the named person leaves their departure point in the United Kingdom and ends at the time the named person arrives back in the United Kingdom or at the time the named person’s employment on the insured production ends, whichever is the earlier. |
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Other Business Insurances
We can also arrange other more general business insurance for the following:
Media Liability (Errors & Omissions) - cover for libel, defamation, breach of copyright.
Motor – Third Party or Comprehensive insurance against road risks for Crew or Action Vehicles.
Non-Owned Aviation – to indemnify the Production Company while filming from an aircraft.
Marine Liability – cover whilst filming on or from or chartering a vessel.
Kidnap and Ransom – to protect against ransom demands and negotiation fees.
Personal Accident – to protect against accidental death or injury whilst filming.
Commercial General Liability – liability cover whilst filming the in USA or Canada.
Workers Compensation – cover for US hires whilst filming in North America
Non-Owned Auto – motor liability cover for cars hired in the USA.
This is not an exhaustive list but affords you an idea of what is available. Our media insurance advisers are available to discuss these and other insurance risks you need to cover. |
